International Bridge Loans

The application process depends on the property, jurisdiction, and lender involved. You will generally need to provide property and proposed loan details, financial information, and a clear exit strategy. The lender may also require a valuation and legal checks before approving the facility.

We can help you understand the requirements, identify suitable lenders and guide you through the application process.

• Market Access: We work with a broad range of lenders offering international bridging finance, helping you explore suitable options for your circumstances.
• Experience: Our team understands the additional considerations involved in arranging finance across different property markets and jurisdictions.
• Choice: We compare available lending options based on the property, loan structure and lender criteria.
• Efficiency: We help coordinate the application process and liaise with the relevant parties to keep the transaction progressing.

International property can often be held through a company or other legal entity, with some lenders able to structure bridging finance accordingly. The entity, ownership structure, property and jurisdiction will all be considered as part of the lender’s assessment.

We can review the proposed structure and identify lenders with criteria suited to the ownership and financing requirements.

Lenders apply their own criteria when considering international bridging finance and equity release. They will typically assess the property, location, loan-to-value, borrower or ownership structure, financial position and proposed exit strategy.

Requirements can vary significantly between lenders, particularly for cross-border transactions, so it is important to identify providers whose criteria match the circumstances of the deal.

Large international bridging facilities may be available, including loans running into several million pounds. The amount a lender is prepared to offer will depend on factors such as the property value, location, loan-to-value, ownership structure and proposed exit strategy.

We can assess the transaction and identify lenders with the capacity and criteria to consider the required level of borrowing.

Not necessarily. International bridging finance may be available in different currencies, depending on the lender, property location and proposed transaction. The currency of the loan should also be considered alongside any potential currency exposure when the property and borrowing are in different currencies.

We can help you explore suitable currency options based on the property, funding requirements and lender criteria.

Not necessarily. Some lenders consider applications from both residents and non-residents, although eligibility will depend on the borrower, property, jurisdiction and lender criteria. Additional requirements may apply to cross-border transactions.

We can assess your circumstances and identify lenders whose criteria accommodate your residency and the location of the property.

International bridging finance can be used against various types of property, subject to the lender’s criteria. This may include residential, commercial, mixed-use and certain land transactions. The property type, location and intended use will all be considered when assessing available finance.